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Mirror mirror on the wall
Who’s the most cashless
of them all?

Posted by on May 22, 2017 at 3:32 pm

Each year, the country that U.S. citizens visit most is Canada, our neighbor to the north. Yanks venturing there after 2009 would have noted that Canada had already adopted chip cards, a move the United States would not make until 2105, even then not without hiccups. Now a new survey from Payments Canada suggests that more than [...]

The future under Trump:
Could be good, bad, or a bit of both

Posted by on May 4, 2017 at 7:22 pm

A few weeks ago I wrote about the future of fintech under the Trump administration. Since then, a flood of articles has burst forth about Trump’s taken and threatened actions in the financial services arena. The consensus seems to be: Could be good, could be bad, or some of both. Yeah, I’d say that about [...]

Cognitive dissonance
over the fate of cash

Posted by on May 1, 2017 at 2:09 pm

You probably know the term cognitive dissonance. It refers to the sensation of gears inside your head grinding to a halt at the appearance of contradictory data. For a good example, look no further than prognostications about the impending fate of cold, hard, tangible currency. Depending on who pipes up and when, the future of [...]

The trouble with
daring a hacker

Posted by on April 19, 2017 at 6:37 pm

It has become something of a journalistic fad for reporters to invite hackers to, well, hack them. Without exception, they emerge shaken by two observations: Just how vulnerable they are; and just how much sensitive data they’d forgotten about that awaited discovery. TIME reporter Joel Stein is one of the latest to give it a [...]

Catch my presentation on Zelle at PAYMENTS 2017

Posted by on April 14, 2017 at 3:13 pm

I hope you have already marked your calendar for April 23-26 and booked a flight to Austin, Texas. (Unless, that is, you live within driving distance.) You surely do not want to miss NACHA’s PAYMENTS 2017 convention. This year, it will be my honor to take the stage at the event on Tuesday, April 25, [...]